Your Financial Clarity Formula™

A 3-step process to get clear on your finances and test drive Tom’s services.

We’ll get to know each other and see if we are a good fit in 20 minutes or less

It’s a Pleasure to Work With…


I work mainly with established mid-career professionals, retirees, widows and special needs families. The one thing they have in common is motivation to improve their lives and a readiness to make that happen.


You’re willing to commit to a long-term plan to achieve your financial goals.


You want the help of a financial professional instead of doing it alone.

How it works

Gather the Data

We’ll start with a 20-minute good fit and get acquainted call. I want to learn about you, your goals, and your financial life; and you will want to learn about me. If we’re in sync, the call will likely go a bit longer. You’ll receive a quick questionnaire prior to this call; your response will help make the call valuable. If we agree to proceed, I will give you a price for my services and send you a Client Service Agreement. Once you approve it I will send you an additional questionnaire and a client data request.

Lay The Foundation

Once we’ve agreed to work together and I have your information, we’ll meet either in person or via Zoom. This meeting will usually last an hour, sometimes more.

This will be followed by 1 – 2 additional meetings where we’ll review information, clarify goals and check progress. Individual circumstances may extend this; the key is getting results that work for you.

Continuous Improvement

Once I have your plan prepared, we’ll meet again to discuss your best next steps based on your situation.

From here on out, as your life grows and changes, your plan will change with it. I’m your coach, guide & mentor every step of the way.

Want to put my lifetime of experience to work for you?

Step #1: Schedule A 20-Minute Phone Call