Hi, I’m Tom Belding, a Fee-Only Financial Advisor based in Chatham, New Jersey

I help you cut through the noise and find real opportunities to build and preserve your wealth

We’ll get to know each other and see if we’re a good fit in 20 minutes or less

People like you find Tom because…

Finances are complicated. Straight answers can be hard to find. They want an advisor they feel safe with.


Has the depth of experience to understand and connect with you

Can help quiet that nagging sense of worry and create clear, practical plans for the road ahead

Acts as your guide and partner, and explains your financial choices without jargon

What a Partnership with Tom means

A lifetime of insight applied to your finances

Having worked professionally in science, economics, entrepreneurship, education and finance, Tom’s diverse experience is your advantage — because finance touches everything.

With his background in teaching and leadership, Tom loves acting as a mentor and partner to those who are genuinely motivated to improve their financial situation.

Life can be challenging. With 30 years in finance under his belt, Tom can help you prepare for those challenges and forge a clear long-term plan to help you keep and grow your wealth.

Belding Financial Planning is:


All fees are up-front and transparent. Recommendations are not influenced by sales incentives or commissions.


Only 25% of U.S. financial advisors are CERTIFIED FINANCIAL PLANNER™ Professionals.*


I’m here to serve you on a personal, 1-1 basis. It’s a pleasure to work with motivated individuals.

*Source: www.cfp.net, www.cerulli.com

How a Scientist, Economist and Teacher became a Financial Advisor

And how he can be your Guide to Clarity and Peace of Mind

Three Decades of Insights on Creating and Growing your money

Get Jargon-Free Financial Tips in Tom’s Blog

I Serve as a Financial Guide and Mentor to:

  • Young and Mid-Career Professionals
  • Soon-To-Retire
  • Retired
  • Widows and Widower
  • Special Needs Community

Put Tom’s Experience and Knowledge to work for you